Homeowners Insurance

You’re getting ready to buy a home and know that you’ll need insurance to cover your house and all your belongings that go along with it. Knowing you have insurance coverage in case of theft, fire or other unexpected occurrences may help you sleep better at night. But how much insurance should you consider? Understanding the basic coverages and the ones you can “add on” to your policy can make it easier to determine what you need. Read More

Insurance: Coronavirus and Business Income Losses

Insurance Services Office (ISO) continually monitors emerging issues and trends that may affect the insurance industry, and the unknown ultimate result of the Coronavirus (COVID-19) certainly qualifies as an emerging issue. In response to the Coronavirus, and because many if not most policies contain a virus exclusion, ISO created two business income endorsements to specifically respond to the Coronavirus. Read More